Pricing · Fee transparency
Every dollar, accounted for
Most platforms bury their cut inside one blended percentage. We would rather show you the whole thing. Move the amount below and watch a single transaction split into interchange, processor cost, our processing spread, and what lands in your account.
We keep one slice of processing
Interchange and network costs are set by the card networks and passed through at cost. The only processing money we keep is a fixed, published spread.
0% platform fee on Pro
Free carries a 5% platform fee so it can stay genuinely free. Move to Pro and the platform fee is exactly zero — you keep everything after processing.
The shown number is the charged number
This page and your ledger read from one published fee config. Change the config, both move together — the public math can never drift from your bill.
Anatomy of a transaction
The three processing components add up to a published all-in rate of 2.9% + $0.30 — no hidden markup beyond the spread we name below.
Interchange
Set by the card networks and paid to the bank that issued your buyer's card. Nobody — not us, not the processor — keeps this.
→ Buyer's bank (via Visa / Mastercard / Amex)
Network & processor cost
Network assessments plus the cost of the processor that actually moves the funds. Our wholesale cost, passed through at cost.
→ Card networks + acquiring processor
Platform processing spread
The only slice of processing we keep. It is a fixed, published spread on top of our wholesale cost — never a surprise surcharge.
→ The platform
Processing total2.90% + $0.30
$6.07Platform fee (0%)
On Pro and Agency the platform fee is exactly zero. You keep everything after processing.
You keep
$192.93
- Total fees
- $6.07
- Effective rate
- 3.05%
Illustrative figures for a single card transaction, shown to explain the model. Real rates vary by card type, region, and risk, and are published from the same fee config that bills your ledger — so the number here always matches what you are actually charged.
Who receives each slice
- Interchange1.6% + $0.10
- Set by the card networks and paid to the bank that issued your buyer's card. Nobody — not us, not the processor — keeps this.→ Buyer's bank (via Visa / Mastercard / Amex)
- Network & processor cost0.5% + $0.10
- Network assessments plus the cost of the processor that actually moves the funds. Our wholesale cost, passed through at cost.→ Card networks + acquiring processor
- Platform processing spread0.8% + $0.10
- The only slice of processing we keep. It is a fixed, published spread on top of our wholesale cost — never a surprise surcharge.→ The platform
Trying to decide between Free and Pro at your volume? See plans & pricing for the full comparison and the “$1,000 stack” teardown.
Last updated July 2026